Commercial Papers

Commercial papers are short-term, unsecured debt instruments issued by private sector companies to raise funds for their operational needs. These are typically offered through banks and financial intermediaries, and are ideal for meeting short-term financing requirements.

 

Debentures

Debentures are medium- to long-term, interest-bearing bonds issued by listed private sector companies, banks, and other financial institutions. While unsecured, they are usually backed by the reputation and financial strength of established, creditworthy issuers.

 

Asset-Backed Securities (ABS)

Asset-backed securities are investment instruments whose value and income are backed by a pool of underlying assets, such as loans, leases, or receivables. These assets are typically small and illiquid, and cannot be sold individually. ABS offer investors higher yields, greater stability, and diversification compared to traditional government bonds, making them an attractive option for those looking to expand their investment portfolio.