- Personal Banking
- Inner Circle
Inner Circle
We are right here for you, powering your success
Your Circle defines you. It supports you and nurtures you, as you reach towards greater heights on your journey towards success. With the Nations Trust Bank Inner Circle, we offer you exclusivity with a dependable, supportive, dedicated and unmatched banking experience.
Open Account NowEligibility
Meeting any one of the following criteria sets entitles you to Inner Circle membership:
- Remit a minimum net salary of LKR 200,000 to a “Nations Salary Saver” (NSS) savings or NSS current account on a monthly basis. This amount will be remitted as a single payment during a given month and not as part payments, or
- Maintain LKR 2,000,000 or above in a fixed deposit and a minimum monthly average credit balance of LKR 10,000 in a current account or savings account, or
- Maintain a minimum total deposit or portfolio of LKR 2,000,000 in fixed deposit/s, current account/s or savings account/s (as a combination of accounts or separately) and a minimum monthly average credit balance of LKR 10,000 in a current account or savings account, or
- Maintain an average balance of LKR 500,000 or above in an operating account (savings or current) for a period of 3 months and continue to maintain LKR 500,000 or above, or
- Remit a monthly net salary of USD 750 or equivalent value in any designated foreign currency to a PFCA account.
IC Junior
At Nations Trust Bank, we’re guided by our commitment to Trust in Better. For us, this means continuously setting higher standards and going beyond today’s achievements to deliver exceptional service across every level. It’s what drives us to innovate, promote sustainable growth, and be a trusted partner for our customers, communities, and the environment.
Founded in July 1999 through the acquisition of Overseas Trust Bank Ltd., our journey began with an oversubscribed Initial Public Offering (IPO), setting a solid foundation for future growth. Since then, we have expanded to serve a diverse range of customers across Consumer, Commercial, and Corporate segments, offering a wide network of both physical and digital touchpoints.
Our Value Propositions
Exclusivity to elevate your lifestyle
We are redefining what hassle-free banking should be. By understanding your evolving needs, we are able to ensure that we provide you with an easy and smooth banking experience that’s curated to your lifestyle and your individual needs. We believe that you deserve the best service when it comes to banking.
- Exclusive services, With our service you will receive a personalised Relationship Team that will be readily available to give you timely and relevant information and a curated plan that ensures a secured financial future for you and your family. It is our privilege to go that extra mile for you, which is why we offer you the following,
- A dedicated relationship ambassador
- Dedicated hotline and email
- Preferential benefits across all services
Financial Management Facilities at concessionary rates on Personal loans, Auto loans, Housing loans and Overdraft Facilities
Supporting the wellbeing of you and your family
We understand that your family and loved ones are at the heart of everything you do, and this is what drives us to do better. You are at the heart of everything we do. It’s beyond just a passion for us to be able to give you an unique service and benefits that adds value to you and those you care about the most.
- Salary Guard Insurance cove
Your family is our priority, which is why we offer a Salary Guard feature to ensure a safe and stable future for the ones that matter the most to you.
Convenience and complete control of your finances
We live in a connected world with information quite literally at your fingertips, which is why we take a complete 360 approach to banking. By connecting all your banking services in a way that gives you total control over your finances from anywhere at any time on any deviceof your preference.
- Total Banking
Enjoy fully fledged digital banking services using our Mobile App, Online Banking, Nations E-box and FriMi
Supporting your aspirations
We are here to empower you with a wide range of specially crafted range of personalised financial services that cater to your every need, from financial solutions, savings, optimised investment options and exclusive privileges that enable you to do more and to do better with your finances.
- Personalised financial solutions, Saving and Investment options
- American Express Platinum and World Mastercard Credit Card Privileges