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Welcome to a Superior Banking Experience

 

Discover the unique offerings at Nations Trust Bank designed exclusively for you – tailor-made products crafted to help you achieve your financial objectives. Experience VIP treatment, benefit from dedicated relationship managers, and explore solutions customized to elevate your banking journey to unprecedented heights. Let's Npower your banking experience together.

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Products

Inner Circle
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Save & Invest
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Nations Auto Lease
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Nations Home Loan
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Private Banking
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Consumer
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FriMi
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Eligibility

CriteriaPrivate BankingInner CircleFriMi

Salary Criteria - Salary in Sri Lankan Rupees

  • Salary Assignment or Standing Instruction accepted
  • Multiple credits accepted
LKR. 400,000 or aboveLKR. 150,000 to LKR. 399,999Up to LKR. 149,999

Salary Criteria - Salary in Foreign Currency

  • Salary Assignment or Standing Instruction accepted
  • Multiple credits accepted
USD 2000 or equivalent in any designated
foreign currency		USD 500 to USD 1999 or equivalent in any designated foreign currency

Up to USD 499 or equivalent in any designated foreign currency

(Not applicable for FriMi)

Total Deposits Portfolio

  • As a combination or separately in Fixed Deposits, Current Accounts, Savings Accounts
  • Total average balance is considered
LKR. 3 Mn + monthly average balance of
at least Rs. 10,000 in a current or savings account*		LKR. 1.5 Mn + monthly average balance of at least Rs. 10,000 in a current or savings accountN/A

Total Deposits and Loans Portfolio

  • As a combination or separately in Fixed Deposits, Current Accounts, Savings Accounts, Loans
  • Total average balance is considered
LKR. 12 Mn + monthly average balance of
at least Rs. 10,000 in a current or savings account*		N/AN/A
Government Security criteriaLKR. 10 Mn + monthly average balance of
at least Rs. 10,000 in a current or savings account*		LKR. 5 Mn + monthly average balance of at least Rs. 10,000 in a current or savings accountN/A

*Customer must meet the standard Private Banking criteria within a grace period of 12 months, failing which the category will be changed

In the event that the minimum eligibility criteria is not met, the following charges will be applicable (subject to revisions in accordance with the standard bank tariff):

  • Private Banking: A monthly service charge of Rs. 3,000/-
  • Inner Circle: A monthly service charge of Rs. 1,500/-
  • Individual and FriMi accounts are exempt from any charges

Exclusive Credit Line Facility

Income BandProducts offered under Credit LineMaximum Credit line MultiplierDSCR (Debt-Service Coverage Ratio) ConsiderationConditions

Net Salary below,

LKR. 150,000

NoneN/AN/ALending solutions through Helios lending platform

Net Salary between,

LKR.150,000 and Rs.249,000

Credit Card,
Personal Loan		8X net salaryDSCR 40%100% Salary Assignment
compulsory

Net Salary between,

LKR. 250,000 and
LKR. 399,000

Credit Card,
Personal Loan and
Overdraft Facilities		10X net salaryDSCR 45%Salary Assignment or Standing instructions accepted

Net Salary over,

LKR. 400,000

Credit Card,
Personal Loan and
Overdraft Facilities 		 12X net salaryDSCR 50% Salary Assignment or Standing Instructions accepted 
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