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Fixed Deposit
Secure returns for your plans.
A fixed deposit gives you a guaranteed return over a chosen period. With Nations Trust Bank Fixed Deposits, you can choose a tenure and interest payout option that fits your goals—while enjoying strong security and flexibility.
Open Fixed Deposit NowFixed Deposit (FD) Calculator
Benefits
Borrow up to 90% of your fixed deposit value via an overdraft or loan (subject to terms)*
Attractive interest rates with flexible payout options
Option to nominate a beneficiary
Ability to open joint deposits
Eligibility
Sri Lankan nationals aged 18+ with a valid NIC
Non-nationals with a valid resident visa
Minimum deposit: LKR 50,000*
How to Get Started
Follow the below steps to get started
Select **Fixed Deposit** via the Nations Mobile App (or visit a branch).
Choose your deposit amount, tenure, and interest payout option.
Submit your NIC/passport and proof of address (if required).
Fund the deposit and receive your fixed deposit confirmation.
FAQs
You can start a fixed deposit from LKR 50,000 (subject to change).
Standard tenures include 1, 3, 6, 12, 24, 36, 48 and 60 months. Flexi deposits may be available for 30–365 days (subject to terms).
Yes. You can choose interest payouts at maturity or as periodic payouts (subject to product options).
Yes. You may borrow up to 90% of the deposit value through an overdraft or loan, subject to approval and terms.
Yes. Fixed Deposits can be opened digitally via the Nations Mobile App (subject to eligibility).
Inquire Now
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