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- Mortgage Protection Policy
Mortgage Protection Policy
One-off premium. A simple way to protect your loan.
A Mortgage Protection Policy is designed to help safeguard your loan commitment. Through Nations Trust Bank, you can arrange loan protection cover with selected insurance partners using a simple process and a one-off premium (subject to insurer terms and underwriting).
Available insurance partners:
- Ceylinco Insurance
- Softlogic Life Insurance
- Union Assurance
- Janashakthi Insurance
- Allianz Insurance
Benefits
Simple set-up through the bank, with support from your Relationship Manager.
One-off premium option (subject to insurer’s product structure and underwriting).
Choice of multiple insurance partners.
Peace of mind that your loan protection plan is arranged alongside your borrowing needs.
How to Get Started
Follow the below steps to get started
Request mortgage/loan protection when you apply for (or service) your loan.
Choose an insurance partner from the available options.
Share the required details and complete the insurer’s documentation (medical and underwriting requirements may apply).
Pay the applicable premium (one-off premium, where offered) and receive your policy from the insurer.
If a covered event occurs, the insurer settles benefits according to the policy terms and conditions.
FAQs
- NIC / Passport
- Loan details (facility type, amount, tenor, etc.)
- Any insurer-required declarations and supporting documents
Your Relationship Manager will guide you based on your loan type and requirements. In many cases, loan protection is recommended for added security, and specific insurance requirements may apply depending on the facility.
Yes. You can select from the insurance partners available through this service.
The current product summary highlights a one-off premium. Final premium structure depends on the insurer and the policy issued.
Coverage depends on the insurer and the policy terms. We recommend reviewing the policy document carefully before purchase.
Claims are handled by the insurer according to policy terms. NTB can guide you on the process and required documentation.
Inquire Now
Fill in your details and our team will get in touch with you shortly.
Issued and underwritten by:
