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National Personal Loan
Tailor made loans with convenience and flexibility
Turn Your Dreams into Reality with a Nations Personal Loan
Make your plans happen with a personal loan Sri Lanka—ideal for home upgrades, weddings, or travel. Enjoy fast approval, flexible repayment, and the best personal loan interest rates. Get a quick cash loan Sri Lanka and experience the ease of an instant personal loan designed around your goals.
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Benefits
Get loans up to a maximum of Rs. 5 million.*
You enjoy fixed and variable interest rates.*
Repay at your own time, within 5 years.*
If you’re a salaried employee, there are no guarantors.
Are you a “Nations Salary Saver” customer? You get special interest rate concessions.
You can even apply jointly with your spouse.*
Your loan will be processed within 5 working days.*
*Conditions Apply
Eligibility
Be a Sri Lankan citizen residing in Sri Lanka
Aged between 18-55 years
Salaried in an institution we recognize
In a confirmed employment for minimum 12 months
Earn a minimum net salary of LKR 350,000
FAQs
It’s an unsecured loan designed to help you achieve your personal goals — from education to travel, home improvements, or emergencies.
Salaried or self-employed individuals with a minimum monthly income of LKR 75,000.
From LKR 100,000 up to LKR 5 million, depending on your income and repayment capacity.
Flexible repayment terms from 12 to 60 months.
No. Nations Personal Loans are fully unsecured.
Loans are approved within 24–48 hours upon submission of required documents.
- NIC copy
- Latest salary slips or income proof
- Bank statements for 3 months
Yes. You can complete your application through the Nations website or mobile app.
Yes, you can settle your loan early, subject to a small processing fee.
Yes. Premium customers enjoy preferential rates and faster approvals.
• Duly completed loan application form • A copy of National Identity Card • Recent salary slip • A letter from your employer confirming your employment and income • Salary remitting bank statements for the last 6 months (if required) • Documentary evidence for address verification
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