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Nations Home Loan
For creating or remodeling your private Space
Create the Home You’ve Always Dreamed Of with Nations Home Loans
Build, buy, or renovate with ease through Nations Home Loan Sri Lanka. Enjoy competitive housing loan rates Sri Lanka, flexible housing finance solutions, and trusted mortgage Sri Lanka options tailored to your needs making your dream home a reality with confidence and simplicity.
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Benefits
Loan amounts from LKR 1 million to LKR 50 million to match your needs *
Choice of fixed or floating interest rates for added flexibility *
Repayment terms of up to 25 years, tailored to your financial goals *
Special interest rate concessions for Nations Salary Saver customers
Joint applications available with your spouse *
Fast processing loans approved within 15 working days *
FAQs
It’s a long-term financing solution that helps you buy, build, or renovate your dream home.
Salaried or self-employed Sri Lankans and professionals working overseas (NRFC/RFC holders).
Up to 80% of the property value, based on your repayment capacity.
Up to 25 years, giving you flexibility and comfort in repayment.
Attractive fixed or floating rates are available — customized to your financial profile.
Yes. Joint applications are accepted for higher eligibility.
• Credit Documents • Duly completed Nations Home Loan application form • A copy of National Identity Card • Recent 3-month salary slips • A letter from your employer confirming your employment and income • Salary remitting bank statements for the last 3 months • Security Documents • Approved Survey Plan • Latest registered Deed • Local Authority documents (Street line/Non vesting/ Ownership certificates • Approved Building Plan • Selling Agreement • Condominium Declaration • Condominium Plan • Certificate of Conformity (COC) (Requirement may change based on employment and loan purpose)
Yes. Life and property insurance are mandatory for your protection.
Yes. NTB offers special balance transfer packages with lower rates.
Yes. Doctors, engineers, and executives receive preferential loan terms.
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