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Consumer Bankings

Customer Category

Fee

General Banking Clients

Inner Circle

Private Banking

Account Maintainance

Generic Savings Accounts/MaxBonus

Minimum Monthly averageRs.5,000Rs.5,000Rs.5,000
Minimum Balance fee per monthRs.250Rs.250Rs.250
Dormant Account Maintenance ChargeRs.100Rs.100Rs.100
Lost Passbook Replacement feeRs.500Rs.500Rs.500

Nations Salary Saver

Minimum Salary transfer requirementRs.10,000Rs.200,000Rs.500,000
Salary non remittance charge per occuranceRs.500Rs.500Rs.500
Personal Current Accounts   
Minimum monthly average balanceRs.20,000Rs.20,000Rs.20,000
Minimum Balance feeRs.1,000Rs.1,000Rs.1,000
Minimum overdraft interestRs.1,000Rs.1,000Rs.1,000
Overdraft overlimit feeRs.3,500Rs.3,500Rs.3,500

Overdrafts

Non cash security backedRs.5,000Rs.5,000Rs.5,000
Renewal feeRs.3,000Rs.3,000Rs.3,000
Processing Fee - Temporary FacilityCash Backed Loans/ Overdrafts
Below   500Rs.5,000Rs.5,000 will be added in addition to all one-off facilities.
Note: Processing fee will not be applicable to daily inward excesses		Setup/ Renewal fee    Facilities<500k Facilities>500k
500 - 5,000Rs.7,500Cash Backed Overdraft     Rs.2,500       Rs.3,000
Above 5,0000.50%Cash Backed Loans Rs.2,500     Rs.3,000
The Nations Salary Saver Overdraft setup fee will be 1% of the Overdraft limit.
SLDB (Sri Lanka Development Board) transaction processing fee 0.5%

Transactional Fee

Less or equal to Rs100, 000 and
20 transactions (Excluding ATM)		Rs.1000Rs.1000Rs.1000
Over Rs100, 000 and 50 (Excluding ATM)Rs.1000Rs.1000Rs.1000

Business Banking Current Accounts

Business banking account initial depositRs.50,000Rs.50,000Rs.50,000
Monthly minimum balance requirementRs.25,000Rs.25,000Rs.25,000
Note: Private Banking clients are exempt from over-the-counter cash withdrawal charges for amounts up to Rs. 200,000.

Treasury services

Primary Auction -Treasury Bill        0.10% / 10 bps
Primary Auction - Treasury Bond   0.02% / 02 bps

Account Closure Charges

Savings AccountsRs.500Rs.500Rs.500
Personal Current AccountsRs.2,000Rs.2,000Rs.2,000
Business Current AccountsRs.2,000Rs.2,000Rs.2,000
Foreign Currency AccountsUSD 10 or equivalentUSD 10 or equivalentUSD 10 or equivalent

Special Segment Portfolio charges

Non maintainance of minimum criteria Rs.1,500Rs.3,000

Inter Bank Fund Transfers

SLIP Transfers (Per Transfer)Rs.50Rs.50Rs.50
Salary Transfers (Per Transfer)Rs.50Rs.50Rs.50
Within bank fund transfers via branchRs.100Rs.100Rs.100
RTGS TransfersRs.400Rs.400Rs.400
Duplicate Outward RTGS Debit Advice Issuance ChargeRs.500Rs.500Rs.500

CEFT Transfers

Via BranchRs.100Rs.100Rs.100
Via Online BankingRs.25Rs.25Rs.25
Via Mobile BankingRs.25Rs.25Rs.25
Via FrimiRs.25Rs.25Rs.25
CEFT Reversal (on customer request) per transactionRs.100Rs.100Rs.100
CEFT transfers effecting through LPOPP per transaction via any digital channelsRs.25Rs.25Rs.25
CEFT transfers effecting through LPOPP per transaction via over-the-counterRs.100Rs.100Rs.100
CEFTS transfers effecting through GovPay per transaction via any digital channelsRs.15Rs.15Rs.15
CEFTS transfers effecting through GovPay per transaction via over-the-counterRs.100Rs.100Rs.100

Direct Debit Transactions

Set up feeRs.250Rs.250Rs.250
Execution feeRs.50Rs.50Rs.50
Recall FeeRs.500Rs.500Rs.500

Cheques

Outward Cheque Return Charges / NTB Transfer Cheques

Refer to DrawerRs.5,000Rs.5,000Rs.5,000
Effects not RealizedRs.2,500Rs.2,500Rs.2,500
Technical ErrorsRs.500Rs.500Rs.500
PPDCRs.5,000Rs.5,000Rs.5,000
Inward Cheque Return ChargesRs.100Rs.100Rs.100

Cheques marked for payment

OutwardRs.3,000Rs.3,000Rs.3,000
InwardRs.3,000Rs.3,000Rs.3,000
Local Cheque PurchasedMin Rs.1,000 or or 0.75%Min Rs.1,000 or or 0.75%Min Rs.1,000 or or 0.75%
Cheque Book Issuanceper leaf Rs.35per leaf Rs.35Free
Continuous cheque leavesRs.35 per leaf + printing chargesFree
Paid Cheque Photo Copies - Per itemRs.200Rs.200Rs.200
Counter Cheques –EachRs.250Rs.250Rs.250

Stop Payments

If funds availableRs.2,500Rs.2,500Rs.2,500
If funds are not availableRs.5,000Rs.5,000Rs.5,000
More than 3 instruments
(provided cheques are in serial number order irrespective of availability of funds)		Rs.4,000Rs.4,000Rs.4,000
Stop Payment CancellationRs.1,000Rs.1,000Rs.1,000
If the cheque amount is not stated on the stop payment letter and funds not available Rs.5,000/-
Cheque return notification Postage (*Per CRN)                 
(If not collected from branch and posted only)		Rs.50Rs.50Rs.50
*If multiple CRNs simultaneously there will be one postage charge
Certified Images of CRNs
Less than a monthRs.25Rs.25-
2-6 MonthsRs.50Rs.50-
More than 6 monthsRs.75Rs.75-
Post Dated Cheque Discounting Facilities
Administrative Charge -: Monthly fee   Rs.2,500Rs.2,500Rs.2,500

Pay Order Issuance

NTB Customer (LKR)Rs.500Rs.500Rs.100
NTB Customers FCBU (FCY)USD 5 or EquivalentUSD 5 or EquivalentUSD 5 or Equivalent
Non NTB Customer (LKR)Rs.2,500Rs.2,500N/A
Pay order reissuance to Non NTB Customers (LKR)Rs.2,500Rs.2,500Rs.2,500
CancellationsRs.1,500Rs.1,500Rs.1,500

Standing Instructions (SI)

Establishment (Excluding within Bank SI)Rs.500Rs.500Rs.500
Via SLIPS transferRs.100Rs.100Rs.100
Payment by Pay OrderRs.1,000Rs.1,000Rs.1,000
SI Failure (per failure)Rs.500Rs.500Rs.500
SI AmendmentRs.250Rs.250Rs.250
SI Cancellation – (Excluding within Bank SI)Rs.250Rs.250Rs.250

Foreign Currency Notes G Travel Cards

Currency Notes Issuance

Issued from LKR account2%2%2%
Issued from FCY account1%1%1%
Travel Card Issuance (From LKR or FCY Account)1%1%1%

Encashment

NTB CustomersFreeFreeFree
Non NTB CustomersFreeFreeFree
Deposits to foreign currency accounts
All Currencies         FreeFreeFree

Remittances

Outward
Document Handling Charges

NTB customers from FCY-FCBU accounts $20$20
NTB customers from FCY-DBU accounts - equivalent to LKRRs.5,000Rs.5,000Rs.5,000
NTB customers from LKR accounts G walk in customersRs.5,000Rs.5,000Rs.5,000
Note - OTT third party charges will apply in addition to above handling charges if payment term is “OUR”, which is subject to the type of currency and the subsequent Nostro charge

Inward
Inward Remittance Commission

Deposit to a DBU accountRs.500 or EquivalentRs.250 or Equivalent-
Deposit to a FCBU account $5-

Safety Deposit Lockers

SmallRs.7,500 p.a.Rs.7,500 p.a.Rs.7,500 p.a.
MediumRs.10,000 p.a.Rs.10,000 p.a.Rs.10,000 p.a.
LargeRs.15,000 p.a.Rs.15,000 p.a.Rs.15,000 p.a.
Minimum FD/Savings to be held as a securityFixed DepositsSavings/ Investment Plans
SmallRs.250,000Rs.100,000
MediumRs.500,000Rs.250,000
LargeRs.1,000,000Rs.500,000
Lock replacement fee
(Supplier quotation fee + Admin fee of:)		Rs.5,000Rs.5,000Rs.5,000
Note:
1. A standing Instruction to be provided to obtain Safety Deposit Lockers
2. Existing customers with Lockers - The new rental will be effective on renewals from October 15th, 2023 onwards
3. VAT will be applicable as per prevalent tax rates

Statements, balance confirmations and Certificates

Statements

Daily (Per month charge)Rs.3,000Rs.3,000Rs.3,000
Weekly (Per month charge)Rs.2,000Rs.2,000Rs.2,000
Statements (Per page)Rs.250Rs.250Rs.250
Bankers opinion reportRs.500Rs.500Rs.500
Undelivered CA statement fee : One off statements - per copyRs.250Rs.250Rs.250

 

Balance Confirmations

(a) Issued on the same day, standard COPS formatRs.1,000
(b) Issued within 2 days on the standard COPS format to embassies (Individual Customers)Rs.1,000
(c ) Issued within 2 days on the standard COPS format addressed to Customer name, whom it may concern or IRRs.1,000
(d) Issued on a special format **Rs.2,500
(e) Loan/OD Balance ConfirmationRs.1,000

Balance Certificates

(a) Tax Certificate (System generated)                                               No Charges
(b) Tax Confirmation letter (Printed on Bank Letter Head )                 Rs.500
(c) Tax Confirmation to Auditors                                           Rs.500

Confirmation Letters on Capital G Interest (OD G Loans)

(a) One financial year                                                           Rs.1,000
(b) Each additional Financial year                                       Rs.100
(c) Tax Confirmation to Auditors                                           Rs.500

 

Applicable across all customer segments

Currency                                          

Purchase       

Issuance Fee 

Cancellation Fee

 

Minimum fee

% of the value         

 

LKR Equivalent

LKR1,0000.35%1,0001,000
GBP3,0000.35%3,0001,000
CHF3,0000.35%3,0001,000
DKK3,0000.35%3,0001,000
USD3,0000.35%3,0001,000
HKD3,0000.35%3,0001,000
NZD3,0000.35%3,0001,000
CAD3,0000.35%3,0001,000
SGD3,0000.35%3,0001,000
EUR3,0000.35%3,0001,000
AUD3,0000.35%3,0001,000
SEK3,0000.35%3,0001,000
JPY  3,0001,000
Non NTB CustomersRs.2500   
Drafts sent on Collection – Forged Drafts - Actual Foreign Bank Charges +1% of the draft value with a minimum of USD 100/-or equivalent
Non NTB Customers
LKR Accounts                       Rs.2,000 Rs.2,000 Rs.2,000  
FCY Accounts
(*Corresponding bank charges may also apply)		USD 20USD 20USD 20