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SCHEDULE OF FEES AND CHARGES
| Customer Category | |||||
| Fee | General Banking Clients | Inner Circle | Private Banking | ||
| Account Maintainance | |||||
| Generic Savings Accounts/MaxBonus | |||||
| Minimum Monthly average | Rs.5,000 | Rs.5,000 | Rs.5,000 | ||
| Minimum Balance fee per month | Rs.250 | Rs.250 | Rs.250 | ||
| Dormant Account Maintenance Charge | Rs.100 | Rs.100 | Rs.100 | ||
| Lost Passbook Replacement fee | Rs.500 | Rs.500 | Rs.500 | ||
| Nations Salary Saver | |||||
| Minimum Salary transfer requirement | Rs.10,000 | Rs.200,000 | Rs.500,000 | ||
| Salary non remittance charge per occurance | Rs.500 | Rs.500 | Rs.500 | ||
| Personal Current Accounts | |||||
| Minimum monthly average balance | Rs.20,000 | Rs.20,000 | Rs.20,000 | ||
| Minimum Balance fee | Rs.1,000 | Rs.1,000 | Rs.1,000 | ||
| Minimum overdraft interest | Rs.1,000 | Rs.1,000 | Rs.1,000 | ||
| Overdraft overlimit fee | Rs.3,500 | Rs.3,500 | Rs.3,500 | ||
| Overdrafts | |||||
| Non cash security backed | Rs.5,000 | Rs.5,000 | Rs.5,000 | ||
| Renewal fee | Rs.3,000 | Rs.3,000 | Rs.3,000 | ||
| Processing Fee - Temporary Facility | Cash Backed Loans/ Overdrafts | ||||
| Below 500 | Rs.5,000 | Rs.5,000 will be added in addition to all one-off facilities. Note: Processing fee will not be applicable to daily inward excesses | Setup/ Renewal fee | Facilities<500k | Facilities>500k |
| 500 - 5,000 | Rs.7,500 | Cash Backed Overdraft | Rs.2,500 | Rs.3,000 | |
| Above 5,000 | 0.50% | Cash Backed Loans | Rs.2,500 | Rs.3,000 | |
| The Nations Salary Saver Overdraft setup fee will be 1% of the Overdraft limit. | |||||
| SLDB (Sri Lanka Development Board) transaction processing fee 0.5% | |||||
| Transactional Fee | |||||
| Less or equal to Rs100, 000 and 20 transactions (Excluding ATM) | Rs.1000 | Rs.1000 | Rs.1000 | ||
| Over Rs100, 000 and 50 (Excluding ATM) | Rs.1000 | Rs.1000 | Rs.1000 | ||
| Business Banking Current Accounts | |||||
| Business banking account initial deposit | Rs.50,000 | Rs.50,000 | Rs.50,000 | ||
| Monthly minimum balance requirement | Rs.25,000 | Rs.25,000 | Rs.25,000 | ||
| Note: Private Banking clients are exempt from over-the-counter cash withdrawal charges for amounts up to Rs. 200,000. | |||||
| Treasury services | |||||
| Primary Auction -Treasury Bill | 0.10% / 10 bps | ||||
| Primary Auction - Treasury Bond | 0.02% / 02 bps | ||||
| Account Closure Charges | |||||
| Savings Accounts | Rs.500 | Rs.500 | Rs.500 | ||
| Personal Current Accounts | Rs.2,000 | Rs.2,000 | Rs.2,000 | ||
| Business Current Accounts | Rs.2,000 | Rs.2,000 | Rs.2,000 | ||
| Foreign Currency Accounts | USD 10 or equivalent | USD 10 or equivalent | USD 10 or equivalent | ||
| Special Segment Portfolio charges | |||||
| Non maintainance of minimum criteria | Rs.1,500 | Rs.3,000 | |||
| Inter Bank Fund Transfers | |||||
| SLIP Transfers (Per Transfer) | Rs.50 | Rs.50 | Rs.50 | ||
| Salary Transfers (Per Transfer) | Rs.50 | Rs.50 | Rs.50 | ||
| Within bank fund transfers via branch | Rs.100 | Rs.100 | Rs.100 | ||
| RTGS Transfers | Rs.400 | Rs.400 | Rs.400 | ||
| Duplicate Outward RTGS Debit Advice Issuance Charge | Rs.500 | Rs.500 | Rs.500 | ||
| CEFT Transfers | |||||
| Via Branch | Rs.100 | Rs.100 | Rs.100 | ||
| Via Online Banking | Rs.25 | Rs.25 | Rs.25 | ||
| Via Mobile Banking | Rs.25 | Rs.25 | Rs.25 | ||
| Via Frimi | Rs.25 | Rs.25 | Rs.25 | ||
| CEFT Reversal (on customer request) per transaction | Rs.100 | Rs.100 | Rs.100 | ||
| CEFT transfers effecting through LPOPP per transaction via any digital channels | Rs.25 | Rs.25 | Rs.25 | ||
| CEFT transfers effecting through LPOPP per transaction via over-the-counter | Rs.100 | Rs.100 | Rs.100 | ||
| CEFTS transfers effecting through GovPay per transaction via any digital channels | Rs.15 | Rs.15 | Rs.15 | ||
| CEFTS transfers effecting through GovPay per transaction via over-the-counter | Rs.100 | Rs.100 | Rs.100 | ||
| Direct Debit Transactions | |||||
| Set up fee | Rs.250 | Rs.250 | Rs.250 | ||
| Execution fee | Rs.50 | Rs.50 | Rs.50 | ||
| Recall Fee | Rs.500 | Rs.500 | Rs.500 | ||
| Cheques | |||||
| Outward Cheque Return Charges / NTB Transfer Cheques | |||||
| Refer to Drawer | Rs.5,000 | Rs.5,000 | Rs.5,000 | ||
| Effects not Realized | Rs.2,500 | Rs.2,500 | Rs.2,500 | ||
| Technical Errors | Rs.500 | Rs.500 | Rs.500 | ||
| PPDC | Rs.5,000 | Rs.5,000 | Rs.5,000 | ||
| Inward Cheque Return Charges | Rs.100 | Rs.100 | Rs.100 | ||
| Cheques marked for payment | |||||
| Outward | Rs.3,000 | Rs.3,000 | Rs.3,000 | ||
| Inward | Rs.3,000 | Rs.3,000 | Rs.3,000 | ||
| Local Cheque Purchased | Min Rs.1,000 or or 0.75% | Min Rs.1,000 or or 0.75% | Min Rs.1,000 or or 0.75% | ||
| Cheque Book Issuance | per leaf Rs.35 | per leaf Rs.35 | Free | ||
| Continuous cheque leaves | Rs.35 per leaf + printing charges | Free | |||
| Paid Cheque Photo Copies - Per item | Rs.200 | Rs.200 | Rs.200 | ||
| Counter Cheques –Each | Rs.250 | Rs.250 | Rs.250 | ||
| Stop Payments | |||||
| If funds available | Rs.2,500 | Rs.2,500 | Rs.2,500 | ||
| If funds are not available | Rs.5,000 | Rs.5,000 | Rs.5,000 | ||
| More than 3 instruments (provided cheques are in serial number order irrespective of availability of funds) | Rs.4,000 | Rs.4,000 | Rs.4,000 | ||
| Stop Payment Cancellation | Rs.1,000 | Rs.1,000 | Rs.1,000 | ||
| If the cheque amount is not stated on the stop payment letter and funds not available Rs.5,000/- | |||||
| Cheque return notification Postage (*Per CRN) (If not collected from branch and posted only) | Rs.50 | Rs.50 | Rs.50 | ||
| *If multiple CRNs simultaneously there will be one postage charge Certified Images of CRNs | |||||
| Less than a month | Rs.25 | Rs.25 | - | ||
| 2-6 Months | Rs.50 | Rs.50 | - | ||
| More than 6 months | Rs.75 | Rs.75 | - | ||
| Post Dated Cheque Discounting Facilities | |||||
| Administrative Charge -: Monthly fee | Rs.2,500 | Rs.2,500 | Rs.2,500 | ||
| Pay Order Issuance | |||||
| NTB Customer (LKR) | Rs.500 | Rs.500 | Rs.100 | ||
| NTB Customers FCBU (FCY) | USD 5 or Equivalent | USD 5 or Equivalent | USD 5 or Equivalent | ||
| Non NTB Customer (LKR) | Rs.2,500 | Rs.2,500 | N/A | ||
| Pay order reissuance to Non NTB Customers (LKR) | Rs.2,500 | Rs.2,500 | Rs.2,500 | ||
| Cancellations | Rs.1,500 | Rs.1,500 | Rs.1,500 | ||
| Standing Instructions (SI) | |||||
| Establishment (Excluding within Bank SI) | Rs.500 | Rs.500 | Rs.500 | ||
| Via SLIPS transfer | Rs.100 | Rs.100 | Rs.100 | ||
| Payment by Pay Order | Rs.1,000 | Rs.1,000 | Rs.1,000 | ||
| SI Failure (per failure) | Rs.500 | Rs.500 | Rs.500 | ||
| SI Amendment | Rs.250 | Rs.250 | Rs.250 | ||
| SI Cancellation – (Excluding within Bank SI) | Rs.250 | Rs.250 | Rs.250 | ||
| Foreign Currency Notes G Travel Cards | |||||
| Currency Notes Issuance | |||||
| Issued from LKR account | 2% | 2% | 2% | ||
| Issued from FCY account | 1% | 1% | 1% | ||
| Travel Card Issuance (From LKR or FCY Account) | 1% | 1% | 1% | ||
| Encashment | |||||
| NTB Customers | Free | Free | Free | ||
| Non NTB Customers | Free | Free | Free | ||
| Deposits to foreign currency accounts | |||||
| All Currencies | Free | Free | Free | ||
| Remittances | |||||
| Outward Document Handling Charges | |||||
| NTB customers from FCY-FCBU accounts | $20 | $20 | |||
| NTB customers from FCY-DBU accounts - equivalent to LKR | Rs.5,000 | Rs.5,000 | Rs.5,000 | ||
| NTB customers from LKR accounts G walk in customers | Rs.5,000 | Rs.5,000 | Rs.5,000 | ||
| Note - OTT third party charges will apply in addition to above handling charges if payment term is “OUR”, which is subject to the type of currency and the subsequent Nostro charge | |||||
| Inward Inward Remittance Commission | |||||
| Deposit to a DBU account | Rs.500 or Equivalent | Rs.250 or Equivalent | - | ||
| Deposit to a FCBU account | $5 | - | |||
| Safety Deposit Lockers | |||||
| Small | Rs.7,500 p.a. | Rs.7,500 p.a. | Rs.7,500 p.a. | ||
| Medium | Rs.10,000 p.a. | Rs.10,000 p.a. | Rs.10,000 p.a. | ||
| Large | Rs.15,000 p.a. | Rs.15,000 p.a. | Rs.15,000 p.a. | ||
| Minimum FD/Savings to be held as a security | Fixed Deposits | Savings/ Investment Plans | |||
| Small | Rs.250,000 | Rs.100,000 | |||
| Medium | Rs.500,000 | Rs.250,000 | |||
| Large | Rs.1,000,000 | Rs.500,000 | |||
| Lock replacement fee (Supplier quotation fee + Admin fee of:) | Rs.5,000 | Rs.5,000 | Rs.5,000 | ||
| Note: 1. A standing Instruction to be provided to obtain Safety Deposit Lockers 2. Existing customers with Lockers - The new rental will be effective on renewals from October 15th, 2023 onwards 3. VAT will be applicable as per prevalent tax rates | |||||
| Statements, balance confirmations and Certificates | |||||
| Statements | |||||
| Daily (Per month charge) | Rs.3,000 | Rs.3,000 | Rs.3,000 | ||
| Weekly (Per month charge) | Rs.2,000 | Rs.2,000 | Rs.2,000 | ||
| Statements (Per page) | Rs.250 | Rs.250 | Rs.250 | ||
| Bankers opinion report | Rs.500 | Rs.500 | Rs.500 | ||
| Undelivered CA statement fee : One off statements - per copy | Rs.250 | Rs.250 | Rs.250 | ||
| Balance Confirmations | |
| (a) Issued on the same day, standard COPS format | Rs.1,000 |
| (b) Issued within 2 days on the standard COPS format to embassies (Individual Customers) | Rs.1,000 |
| (c ) Issued within 2 days on the standard COPS format addressed to Customer name, whom it may concern or IR | Rs.1,000 |
| (d) Issued on a special format ** | Rs.2,500 |
| (e) Loan/OD Balance Confirmation | Rs.1,000 |
| Balance Certificates | |
| (a) Tax Certificate (System generated) | No Charges |
| (b) Tax Confirmation letter (Printed on Bank Letter Head ) | Rs.500 |
| (c) Tax Confirmation to Auditors | Rs.500 |
| Confirmation Letters on Capital G Interest (OD G Loans) | |
| (a) One financial year | Rs.1,000 |
| (b) Each additional Financial year | Rs.100 |
| (c) Tax Confirmation to Auditors | Rs.500 |
| Applicable across all customer segments | ||||
| Currency | Purchase | Issuance Fee | Cancellation Fee | |
| Minimum fee | % of the value | LKR Equivalent | ||
| LKR | 1,000 | 0.35% | 1,000 | 1,000 |
| GBP | 3,000 | 0.35% | 3,000 | 1,000 |
| CHF | 3,000 | 0.35% | 3,000 | 1,000 |
| DKK | 3,000 | 0.35% | 3,000 | 1,000 |
| USD | 3,000 | 0.35% | 3,000 | 1,000 |
| HKD | 3,000 | 0.35% | 3,000 | 1,000 |
| NZD | 3,000 | 0.35% | 3,000 | 1,000 |
| CAD | 3,000 | 0.35% | 3,000 | 1,000 |
| SGD | 3,000 | 0.35% | 3,000 | 1,000 |
| EUR | 3,000 | 0.35% | 3,000 | 1,000 |
| AUD | 3,000 | 0.35% | 3,000 | 1,000 |
| SEK | 3,000 | 0.35% | 3,000 | 1,000 |
| JPY | 3,000 | 1,000 | ||
| Non NTB Customers | Rs.2500 | |||
| Drafts sent on Collection – Forged Drafts - Actual Foreign Bank Charges +1% of the draft value with a minimum of USD 100/-or equivalent | ||||
| Non NTB Customers | ||||
| LKR Accounts | Rs.2,000 | Rs.2,000 | Rs.2,000 | |
| FCY Accounts (*Corresponding bank charges may also apply) | USD 20 | USD 20 | USD 20 | |
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